Joseph J. Curcio

Joseph Curcio has nineteen years of sales and marketing experience for major international financial services and high technology companies. He is an expert in electronic commerce and the consultative sales process. Curcio views business from the “C” level (CEO/COO/CFO/CTO/CIO) and has a proven track record of developing effective, results-oriented, sales and marketing programs that are planned, managed and executed on time and within budget. Curcio has been a sales and marketing consultant to Visa USA, Edocs, Inc., Intelidata Technology Corporation, InterSystems Corporation and Integrion Financial Network, among others. Prior to consulting, he was a Vice President at CitiBank where he created CitiPay, their first electronic bill payment delivery network, and was responsible for Merchant Relations, Home Banking and Payment Operations and ultimately, CitiPay Business Manager. He also spent several years with Visa Interactive selling home banking, bill payment services and Visa ePay.